MapleWealth tracks your net worth and tells you what to fund next — Emergency Fund, then TFSA, then FHSA, then RRSP. Built for Canadians, not generic budgeting rules.
Contribute $340 to your TFSA
$8,000 / $8,000 ✓
$3,100 left
First, a cash cushion so a bad month never becomes a bad year.
Then tax-free growth room — the best deal available to every Canadian.
If a first home is in the plan, this stacks tax-free savings on top.
Finally, tax-deferred retirement room once the above are funded.
See every account — chequing, savings, TFSA, investments — in one running total.
$48,540
+$340 this monthTFSA, FHSA, and RRSP room calculated from your real contribution history.
$3,100
of $7,000 annual limitACB-aware tracking for dividends and reinvestment, done the way the CRA expects.
$29.84
+$62 reinvested this monthOne clear recommendation each month, not a wall of charts to interpret yourself.
Fund TFSA
before FHSA — room expires yearlyEnter your monthly spend by category and we rank real Canadian cashback cards by net annual value — fee included.
$412/year
net of annual fee, recalculated liveA quick look at what your monthly check-in actually looks like.
Chequing
Daily spendingEmergency HISA
SavingsTFSA — XEQT
InvestmentFHSA
SavingsChequing, savings, TFSA, FHSA, RRSP — whatever you've got.
MapleWealth ranks what to fund next, in order.
Check in once a month and follow the next action.
No. MapleWealth follows a fixed priority order (Emergency Fund → TFSA → FHSA → RRSP) and never recommends trading, market timing, or speculation. It's a tracker with a rule of thumb, not personalized advice.
MapleWealth is self-hosted and free — your data lives in your own database, not a third-party cloud you don't control.
No automatic bank sync yet. You add accounts and balances manually or via CSV import, so nothing is shared with a third party.
It's the order that minimizes risk first (cash cushion), then maximizes tax-free room while it's available, then buys down taxable income last — matching how the accounts are actually designed to work together in Canada.